As usual, you're confused. None are WORTHY of eternal life in and of themselves.
I did not say anyone was.
However the Christian must prove to be worthy by being faithful with what God has given him/her.---
Mat 25:2 And five of them were wise, and five were foolish.
Mat 25:3 They that were foolish took their lamps, and took no oil with them:
Mat 25:4 But the wise took oil in their vessels with their lamps.
Mat 25:5 While the bridegroom tarried, they all slumbered and slept.
Mat 25:6 And at midnight there was a cry made, Behold, the bridegroom cometh; go ye out to meet him.
Mat 25:7 Then all those virgins arose, and trimmed their lamps.
Mat 25:8 And the foolish said unto the wise, Give us of your oil; for our lamps are gone out.
Mat 25:9 But the wise answered, saying, Not so; lest there be not enough for us and you: but go ye rather to them that sell, and buy for yourselves.
Mat 25:10 And while they went to buy, the bridegroom came; and they that were ready went in with him to the marriage: and the door was shut.
Mat 25:23 His lord said unto him, Well done, good and faithful servant; thou hast been faithful over a few things, I will make thee ruler over many things: enter thou into the joy of thy lord.
Mat 25:24 Then he which had received the one talent came and said, Lord, I knew thee that thou art an hard man, reaping where thou hast not sown, and gathering where thou hast not strawed:
Mat 25:25 And I was afraid, and went and hid thy talent in the earth: lo, there thou hast that is thine.
Mat 25:26 His lord answered and said unto him, Thou wicked and slothful servant, thou knewest that I reap where I sowed not, and gather where I have not strawed:
Mat 25:27 Thou oughtest therefore to have put my money to the exchangers, and then at my coming I should have received mine own with usury.
Mat 25:28 Take therefore the talent from him, and give it unto him which hath ten talents.
Mat 25:29 For unto every one that hath shall be given, and he shall have abundance: but from him that hath not shall be taken away even that which he hath.
They must hear the Gospel and place all their faith in Jesus Christ as their Savior, be indwelt, sealed, and baptized (not by water) by the Holy Spirit into the Body of Christ. At which point they receive the righteousness of Christ and the promise of eternal life.
All your self effort to believe will not give you salvation.
LA