Do Younger People Overspend On Homes Today?

Quetzal

New member
Told a banker today, I spend around $1500 a month.

Here is the kicker, I live in Alabama and pay zero property taxes! Truly, I have no property taxes and they are not due upon my death.

Here is one question i had on my mind. Is holding the money and not spending it as materialistic as spending the money?
I think it depends on what you are saving for? To save for the sake of saving is different than saving for say a college education or retirement.
 

Quetzal

New member
Well, I certainly agree that the younger generation is too materialistic. Seems many were handed everything on a silver platter, and even when they get out on their own they expect to keep the same standard of living. Even if it's only laptops and cellphones...they're into their stuff.

What gets me is that it's virtually impossible to find teenagers who are willing to work. You can offer them good bucks, but if it involves labor, they don't want it. :idunno:
My parents and grandparents made me work. At the time, I hated it. But it instilled a healthy sense of work ethic in me today.
 

glorydaz

Well-known member
I guess I lucked out. My family was similar. My grandparents would always tell me after breakfast to be back by dinner and listen for the bell. (They have acres of river front property) So I would disappear for hours at time, come back for a drink and snack only to run back out again. My dad raised me and it was similar, also. IF I did want something (toy, electronic, whatever), he made me work for it. In that way I was lucky because it taught me from a young age that I shouldn't expect to be given stuff. Gifts are nice, but by and large, most of it comes from a deal. "If you want X, I need you to do Y and Z."

For comparison purposes, I am 28. :)

Twenty eight is nearer my kids' ages (34-39) and your story is closer to theirs, too. It helps when you have some room to explore, doesn't it? My grandkids only have that when they come out here to nana's house. And I only have this place because my kids lived here until they left home, and then my sisters and various relatives lived here, too. We all have worked together. But, my grandkids are given way too much stuff and the only time they agree to work is out here. They mind better here, too. The saying is, "Do I have to tell nana?" :chuckle:
 

Quetzal

New member
Twenty eight is nearer my kids' ages (34-39) and your story is closer to theirs, too. It helps when you have some room to explore, doesn't it?
That is the big one. I would not give up my experience for the world, but that experience is getting tougher and tougher. As neighborhoods expand the natural landscape gets changed or destroyed. Thankfully, there are still many parks and untouched areas near me. But that isn't even addressing an arguable bigger issue: the inability to unplug! I am getting off topic but I think you and a few others might like this video I saw the other day on the topic of unplugging.

https://www.youtube.com/watch?v=b_tEMeAVOKI
:mmph: Not sure how to get the youtube tag to work.
 

glorydaz

Well-known member
My parents and grandparents made me work. At the time, I hated it. But it instilled a healthy sense of work ethic in me today.

My sisters and I lived with my grandparents for our early years, and we did a lot of pinecone gathering then bean picking, cherry picking, and strawberry picking. We didn't get to keep our money until we went to live with my mom and step dad when I was ten....then we still picked beans but bought our own school clothes. Yep, I learned how to work, and I learned how to love it. We'd have contests on who could pick the most beans.

Now, I love making work fun for the kids, but I do pay them pretty good, too. You know how nanas are.
 

glorydaz

Well-known member
That is the big one. I would not give up my experience for the world, but that experience is getting tougher and tougher. As neighborhoods expand the natural landscape gets changed or destroyed. Thankfully, there are still many parks and untouched areas near me. But that isn't even addressing an arguable bigger issue: the inability to unplug! I am getting off topic but I think you and a few others might like this
video I saw the other day on the topic of unplugging.

https://www.youtube.com/watch?v=b_tEMeAVOKI
:mmph: Not sure how to get the youtube tag to work.

Yeah, it's been on my mind a lot lately....a lot of people's I guess.
I've been talking to my girls about it a lot. My older daughter would stop by for a quick visit on her way home and she would barely take her eyes off her cell phone. Now, she is careful not even to take it out, and said they are really making an effort.

That was a good video. Thanks for sharing. Here's one my daughter posted on facebook today. It really makes you think.

Brandie Wood
November 2 at 12:37pm · iOS ·

Today I did an experiment, I watched my boys play. As I sat quietly in the corner of the room I tallied how many times they looked at me for various reasons: to see if I saw their cool tricks, to seek approval or disapproval for what they were doing, and to watch my reactions. I couldn't help but wonder if I was on some sort of technology what message would I have been sending? 28 times my angels would have wondered if the World Wide Web was more important than them. 28 times my boys would have not received the attention most adults are searching for. 28 times my loves would have questioned if they were alone emotionally. 28 times my kids would have been reassured that who you are online is what really matters. In a world where we are accepted as who people perceive us to be and not who we really are, in a world where validation comes from how many followers or likes we have, in a world where quality time with loved ones is being replaced by isolation and text messages from the other room, I beg you to be different. Please put down your technology and spend some time with your family & loved ones. The next generation of children is counting on us to teach them how to be adults, don't be too busy on social media, you never know who is watching and what message you are sending.

BTW...that wasn't my daughter's post but one she put up on her page.
 
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Ktoyou

Well-known member
Hall of Fame
I held out until 2009, when work made it almost a necessity.

Well you held out longer than nearly anyone else I know. To be honest, I did have one my son owned; it had some prepaid minutes, I never used it and the minutes ran out of time. I did not want to pay for anything on a monthly bases. I told my son, if he was so bent on my having one, to find one where the minutes were permanent. He said they do not have such plans, I said the plan concept was the problem, he said that was they way it was set up and he did not know of any plan where more money per minute, for permanent minutes.

I thought to myself how it seemed companies were so determined to place one of a monthly payment schedule, and I wanted no part of it, he most likely thought, although he would never say it, I may be a bit nuts when it comes to some facts of life.
 

ok doser

lifeguard at the cement pond
i have a seventeen year old cell phone i carry for car breakdowns - a full charge lasts me a couple of months

no TV

no internets at home

no radio in the car

i keep the radio at home tuned to the cbc
 

Ktoyou

Well-known member
Hall of Fame
I think it depends on what you are saving for? To save for the sake of saving is different than saving for say a college education or retirement.

I have saved and when I say save, I mean active investments.

I do believe I am doing this for my family, yet my doings likely cause what I complain about in the OP. If I and my husband had not saved so well, and had I not invested so activity, then the obvious reality, staring in my face, would be my kids may have considered their own finical future more carefully.
 

Tambora

Get your armor ready!
LIFETIME MEMBER
Hall of Fame
I guess I lucked out. My family was similar. My grandparents would always tell me after breakfast to be back by dinner and listen for the bell. (They have acres of river front property) So I would disappear for hours at time, come back for a drink and snack only to run back out again. My dad raised me and it was similar, also. IF I did want something (toy, electronic, whatever), he made me work for it. In that way I was lucky because it taught me from a young age that I shouldn't expect to be given stuff. Gifts are nice, but by and large, most of it comes from a deal. "If you want X, I need you to do Y and Z."

For comparison purposes, I am 28. :)
It does help to be taught to earn things.
It also make you want to take better care of the things you earn.

I remember when my son got his first apartment with a buddy of his.
I go over to visit, get a Dr. Pepper from the fridge, and set it on the coffee table in front of the couch.
My son jumps up and quickly slides a coaster under it.

I just had to laugh, knowing how he used my coffee table in my home for years!
Water glass stains galore!!!!

When it's yours and you had to work for it, you tend to take better care of it.
 

Ktoyou

Well-known member
Hall of Fame
Your arrogance, snobbery, and callousness is really something else.

.....You vicious, cold, monstrous excuse for a Christian.
Well that alone may not get you banned, but it comes close.
You're entitled to whatever ignorant opinion you care to share. Following your latest I have zero interest in anything else you've got to say. You're not a very good person.
:wazzup:
Then why respond to her again?

....whitewashed self-righteous smug little crypts like you just fine.

You're a truly unfortunate human being and a disgrace to your faith.
Now you did it!
I'll keep this short and sweet: You're wretched, awful, and heartsick.

Well you done it, got yourself banned. :confused: What a dope you are. You been here long enough to know if you keep on berating anyone you are likely to be banned. You do not realize it? Of course you do!

So take note, I may call other members idiots, morons, wackos and such, but I do not do it over and over again and this is a big difference.

Granite, you set a bad example here, you are capable of doing netter than this. Best conclusion, you get a kick out of it?:confused:
 

oatmeal

Well-known member
Romans 13:8

Owe no man anything!

The borrower is slave to the lender!

Proverbs 22:7

If you have to borrow money to buy a house, a car, a vacation, anything, you are spending too much!
 

Ktoyou

Well-known member
Hall of Fame
Romans 13:8

Owe no man anything!

The borrower is slave to the lender!

Proverbs 22:7

If you have to borrow money to buy a house, a car, a vacation, anything, you are spending too much!

I agree, then few can get by without a loan.
 

Angel4Truth

New member
Hall of Fame
That is the big one. I would not give up my experience for the world, but that experience is getting tougher and tougher. As neighborhoods expand the natural landscape gets changed or destroyed. Thankfully, there are still many parks and untouched areas near me. But that isn't even addressing an arguable bigger issue: the inability to unplug! I am getting off topic but I think you and a few others might like this video I saw the other day on the topic of unplugging.

https://www.youtube.com/watch?v=
:mmph: Not sure how to get the youtube tag to work.

I couldnt agree more with that.
Anti social network


To post the video, you click youtube in advanced reply, name it in the first box that opens, then in the second between the YT tags, you post only the part after the =

Which in your case was b_tEMeAVOKI
 
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