You need to believe all that Jesus said, including the things that He said through Paul AFTER His ascension.
Eph 2:4-10 (AKJV/PCE)
(2:4) But God, who is rich in mercy, for his great love wherewith he loved us, (2:5) Even when we were dead in sins, hath quickened us together with Christ, (by grace ye are saved (2:6) And hath raised [us] up together, and made [us] sit together in heavenly [places] in Christ Jesus: (2:7) That in the ages to come he might shew the exceeding riches of his grace in [his] kindness toward us through Christ Jesus. (2:8) For by grace are ye saved through faith; and that not of yourselves: [it is] the gift of God: (2:9) Not of works, lest any man should boast. (2:10) For we are his workmanship, created in Christ Jesus unto good works, which God hath before ordained that we should walk in them.
- SAVED is PAST TENSE.
- HATH QUICKENED is PAST TENSE.
- HATH RAISED is PAST TENSE.
We can say that we are saved because the Bible says that.