You need to go back and read the posts because it is obvious that you are missing something.
Now let us look at this verse:
"who saved us and called us to a holy calling, not because of our works but because of his own purpose and grace, which he gave us in Christ Jesus before the ages began" (2 Tim.1:9).
Were we actually saved and that salvation was given to us before the ages began?
Or were we saved in "time" when we actually believed?:
"For I am not ashamed of the gospel of Christ: for it is the power of God unto salvation to every one that believeth" (Ro.1:16).
Romans 5:8 But God demonstrates His own love toward us, in that while we were still sinners, (not saved yet) Christ died for us.
Romans 10:9
New King James Version (NKJV)
9 that if you confess with your mouth the Lord Jesus and believe in your heart that God has raised Him from the dead, you will be (future tense) saved.