Sm77, as is the case within all schools of thought, so it is within MAD - various MADs may or may not hold to an understanding that other MADs hold to and vice versa.
A lot of our understandings are the same.
That does not mean all our understandings are the same between us.
I suppose the following might be one we MADs all hold to.
You'd have to ask each MAD.
I believe that belief is a choice, be it a belief arrived at unawares, or not.
As God looks on the heart of one's decided mind on a thing, I have no problem with asserting that belief is not a physical work.
Man hears the gospel of our salvation, his conscience reviews its merit, at which point he decides either to agree with both its verdict and its offered solution...or not.
And either is an act of faith every bit as much as deciding whether or not to believe that a sign on a park bench announcing "Wet Paint" is true.
The Believer...having chosen to believe God against his own natural man's inclination not to...eventually comes to find that yes, God's will - that all men be saved and come to a knowledge of the truth - is indeed...that good, and acceptable, and perfect will of God.
Faith is always just that - a leap of faith into what often appears to be an uncertainty - the face of what often appears to one's very being as nothing more than an assertion.
Romans 4:17 (As it is written, I have made thee a father of many nations,) before him whom he believed, even God, who quickeneth the dead, and calleth those things which be not as though they were. 4:18 Who against hope believed in hope, that he might become the father of many nations, according to that which was spoken, So shall thy seed be. 4:19 And being not weak in faith, he considered not his own body now dead, when he was about an hundred years old, neither yet the deadness of Sarah's womb: 4:20 He staggered not at the promise of God through unbelief; but was strong in faith, giving glory to God; 4:21 And being fully persuaded that, what he had promised, he was able also to perform. 4:22 And therefore it was imputed to him for righteousness. 4:23 Now it was not written for his sake alone, that it was imputed to him; 4:24 But for us also, to whom it shall be imputed, if we believe on him that raised up Jesus our Lord from the dead; 4:25 Who was delivered for our offences, and was raised again for our justification.
Lol - now quit arguing your conviction against my sound one and say a hearty Amen to that