I'm sorry but it doesn't say anywhere in the Bible that our debt is paid in full by Jesus dying on the cross.
We will be judged on all we do, whether it be good or bad. Once we know God, we are to turn from sin, and live by the will of God, and in doing so we are truly following Christ and we become doers of the word.
You are caught in salvation by works and unless you are converted you shall perish. You should be aware that your righteous acts are an abomination at the face of the Eternal. So when evil comes upon you and you wonder why. Be aware that the evil is a judgement for you works.
Proverbs 1:26-33
I also shall laugh at your calamity;
I shall
deride when your dread cometh;
when your dread cometh as devastation
and your calamity cometh as a hurricane;
when tribulation and distress
cometh upon you.
Then shall they call upon Me,
but I shall not answer;
they shall seek me early,
but they shall not find me:
for that they hated knowledge,
and did not choose the awe of Yah Veh:
they willed none of my counsel:
they scorned all my reproof.
Therefore shall they eat the fruit of their own way,
and be satiated with their own counsels.
For the apostasy of the gullible
shall slaughter them,
and the serenity of fools shall destroy them.
But whoso hearkeneth unto me
shall tabernacle confidently
and shall relax from dread of evil.
DERIDE LINE 2
express contempt for; ridicule.
synonyms: ridicule, mock, jeer at, scoff at, jibe at, make fun of, poke fun at, laugh at, hold up to ridicule, pillory; disdain, disparage, denigrate, pooh-pooh, dismiss, slight, detract from; sneer at, scorn, pour/heap scorn on, taunt, insult, torment; treat with contempt, vilify; lampoon, satirize; informal knock, take the mickey out of; informal poke mullock at; vulgar slang take the piss out of; archaic contemn, flout at.