That's so dumb. No insurance, that ordinary people could afford, would cover a thief's actions. Any more than your car insurance will cover the bank robbery committed by a car thief, or the payment to a family of someone run over by the car thief.
I see thatr you're beginning to glimpse how this could actually work....... you see, insurance for a fast-fire semi-auto gun would probably be huge, whereas a sporting rifle or revolver would probably attract a much smaller premium.
I can see that you're getting there..... slowly.
[QUOTE}Are you an insurance salesman or something?
The world of litigation is already way out of bounds. :kookoo:[/QUOTE]
Insurance is not the same as litigation.
It looks to me as if you haven't ever thought of taking out even third party risks for all your guns........ very irresponsible, you know.
Do you have car insurance? It's not so stupid to require insurance when accidents can cause such huge damages claims. If you got shot by accident I'll bet that you'd be wanting to sue for damages, but if the person who caused the accident isn't insured it's going to be a tough old job getting paid out for all those hospital fees, etc......