through whom we have gained access by faith into this grace in which we now stand. And we boast in the hope of the glory of God. Romans 5:2.
And don't think Jesus means dead faith.
James 2:17
You are the three Un's. Unredeemed, Unregenerate and Unrepentant.
In regard "redemption" it is obvious that it has not been applied to you, but might be at sometime in the future. If you are granted repentance and trust unto salvation we* shall see the fruit and recognise it.
we* The redeemed, regenerate and repentant sinners.