:first: SPOTDBelief/faith is a qualification...a precondition, nevertheless, it is not an act of merit or a work for which one receives wages or reward. Faith is as a beggar opening and extending his hand to receive a gift.
Salvation is a gift, not a reward for anything earned on our part. Only Christ is to be honored and glorified for His work for our salvation through the cross, death and resurrection.
No one will climb a ladder to heaven by his own merit and be able to say, "Look what I did!" This attitude demeans the finished work of Christ. We cannot add anything to what He completed.
Rom 5:1 Therefore being justified by faith, we have peace with God through our Lord Jesus Christ:
Exactly!
The one who did the labor or the purchasing is the one who gives the gift; not the one who receives the gift.
The one who receives the gift did no labor or purchasing at all.