Ask Mr. Religion
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Given the recent hack of Equifax the next step a person should take is to place a freeze on your credit data at the main credit bureaus. If you are planning some major purchases, you will have to unfreeze ("thaw") your credit freezes.
NBC News article:
https://www.nbcnews.com/business/co...er-equifax-breach-n800776?cid=sm_npd_nn_fb_ma
Equifax Credit Freeze
https://www.freeze.equifax.com/
Keep a copy of the results that include a PIN to unfreeze. To thaw it, you can call a phone number (Equifax's automated freeze lift line is 1-800-685-1111) and give them the PIN along with either the date range you wanted the freeze lifted, or the name of the company you'd like to be given access to your report.
These two sites are currently either busy or not working properly as yet. A fee is required for these two sites to freeze your credit data:
Experian Credit Freeze
https://www.experian.com/ncaconline/freeze
TransUnion Credit Freeze
https://freeze.transunion.com/sf/securityFreeze/landingPage.jsp
AMR
NBC News article:
https://www.nbcnews.com/business/co...er-equifax-breach-n800776?cid=sm_npd_nn_fb_ma
Equifax Credit Freeze
https://www.freeze.equifax.com/
Keep a copy of the results that include a PIN to unfreeze. To thaw it, you can call a phone number (Equifax's automated freeze lift line is 1-800-685-1111) and give them the PIN along with either the date range you wanted the freeze lifted, or the name of the company you'd like to be given access to your report.
These two sites are currently either busy or not working properly as yet. A fee is required for these two sites to freeze your credit data:
Experian Credit Freeze
https://www.experian.com/ncaconline/freeze
TransUnion Credit Freeze
https://freeze.transunion.com/sf/securityFreeze/landingPage.jsp
AMR